Can’t Make Mortgage Payments?
The Foreclosure Prevention Center Can Help

If you are having trouble making mortgage payments and feel like you may be in danger of facing foreclosure – don’t wait another moment to find help. The sooner you call, the sooner you can be on your way to a solution.

Our Services Are Free

HAPHousing serves as the administrative agency for a state-funded initiative called the Western Massachusetts Foreclosure Prevention Center, which is a collaboration of 15 regional partners in Berkshire, Franklin, Hampshire and Hampden counties. The center has a single mission: to help homeowners avoid foreclosure.

Our counselors are experts in foreclosure prevention and trained to set up an immediate plan of action. Counselors will arm you with education and support that assists you in overcoming immediate financial issues. For assistance, call 413-233-1622 or 1-800-332-9667, ext. 1622 to be referred to a local counselor. You can also learn more at the Foreclosure Prevention Center website:

Document Checklist

When you call or come to see a counselor, please have the following information ready:

  • Name of your mortgage company
  • Your mortgage number
  • The amount of your mortgage and how much you owe in arrears
  • The amount of your income

Federal Foreclosure Prevention Program

Wondering if you qualify? Download a Making Home Affordable fact sheet now.

Avoiding Scams

Many “rescue” plans are scams. Be careful! Download tips for Avoiding Foreclosure Scams. The Western Massachusetts Foreclosure Prevention Center is a state-funded and state-monitored program that is run by local nonprofit agencies qualified to counsel homeowners on their options. All of our counseling services are free, with no strings attached, so if you think you may have gotten involved with a scam, give us a call.